thejourneyof me

Okay? Despite Travel

November 2023 | 48% |

This is a Financial Freedom Update post. Each month I report the status of my journey towards more financial freedom and reflect on my progress. To learn more about financial freedom please see my Think Week 2021 post where it all started.

I’m happily surprised by a 48% savings rate this month.

I expected my savings rate to be lower in November. Due to my travel in the fall I worked less days so my pay was lower than normal.

But November was also the first month of me cleaning up my act. I refocused on my finances and I spent little this month. With a regular paycheck the month would have been really good.


Savings rate: 48%.

Category Percentage of expenses
Home 64.01%
Food 18.76%
Personal 8.44%
Union 4.27%
Other 2.97%
Utilities 1.55%