thejourneyof me

Travel Part Three

November 2022 | 36% |

This is a Financial Freedom Update post. Each month I report the status of my journey towards more financial freedom and reflect on my progress. To learn more about financial freedom please see my Think Week 2021 post where it all started.

Another travel month in New Zealand. Fewer expenses than last month but still…


I did not have any income in November but based on my most recent pay my savings rate would be 36%. Still low but that was expected.

The majority of my expenses went towards accommodation. I picked some expensive options here and there but also spent some time camping.

Category Percentage of expenses
Home 56.39%
Food 16.49%
Transportation 11.97%
Personal 10.92%
Union 2.49%
Other 0.80%
Gift 0.64%
Utilities 0.30%