thejourneyof me

Let's go!

November 2025 | 71% |
Posted

This is a Financial Freedom Update post. Each month I report the status of my journey towards more financial freedom and reflect on my progress. To learn more about financial freedom please see the project page on my other personal site.

One of my highest savings rates ever. A good lean month.

The results are a bit on the too-good-to-be-true side as my rent was lower than usual this month. I’ve spent less cold and warm water this year than estimated so that resulted in a discount on rent this month.

But other than that I have also not spent much money on anything big.

It’s surprisingly simple to go through your expenses at the end of the month when there are so few of them!

Results

Savings rate: 71%.

Category Percentage of expenses
Home 51.37%
Food 24.518%
Personal 6.32%
Health 5.79%
Union 5.40%
Other 3.91%
Gifts 1.70%
Transportation 0.93%